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Payday Loans in Wyoming — Laws, Limits & Online Lenders

Compare licensed payday lenders in Wyoming. One application, multiple offers, no credit impact.

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2 Compare Offers
3 Get Funded

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Wyoming Payday Loan Laws at a Glance

Max Loan Amount No cap
Max APR No cap
Max Term 1 calendar month
Rollovers One rollover
Cooling-Off Period None
Governing Statute Wyo. Stat. § 40-14-362

How to Get a Payday Loan in Wyoming

Getting a payday loan in Wyoming is straightforward. Fill out the form above with your basic information — name, address, income, and bank account details. Our network of Wyoming-licensed lenders reviews your application and presents offers based on your profile.

You compare terms, choose the offer that works best for you, and funds are deposited directly into your bank account — often the same day or next business day.

Requirements for Wyoming Borrowers

  • Must be 18 years or older (resident of Wyoming)
  • Active checking account
  • Regular source of income
  • Valid government-issued ID
  • Not active-duty military

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What to Know Before Borrowing in Wyoming

Under Wyo. Stat. § 40-14-362, payday lenders in Wyoming may charge up to the state maximum on qualifying loans. Make sure you understand the total repayment amount before accepting any offer. If you cannot repay on time, contact your lender immediately — Wyoming may require lenders to offer an extended payment plan.

For more information on payday loan regulations across all states, see our Wyoming and other state payday loan laws.

Payday Loans by City in Wyoming

Select your city for local payday loan information, lender options, and Wyoming regulations that apply to your area.

Cheyenne Casper Laramie Gillette Rock Springs Sheridan

Wyoming Payday Loan FAQ

Are payday loans legal in Wyoming?

Yes. Payday loans are legal in Wyoming under Wyo. Stat. § 40-14-362. Lenders must be licensed by the state banking regulator.

How much can I borrow in Wyoming?

The maximum payday loan amount in Wyoming is No cap. Your actual loan amount depends on your income and the lender's assessment.

What is the maximum APR in Wyoming?

The maximum APR for payday loans in Wyoming is approximately No cap. Actual rates vary by lender within this limit.

Can I roll over a payday loan in Wyoming?

One rollover

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