256-bit SSL Encrypted Free to Apply — No Obligation No Hidden Fees Available in 35 States
Apply Now

Payday Loans in Mississippi — Laws, Limits & Online Lenders

Compare licensed payday lenders in Mississippi. One application, multiple offers, no credit impact.

1 Apply in Minutes
2 Compare Offers
3 Get Funded

Check Your Rate — No Credit Impact

Free • No obligation • Takes 2 minutes

256-bit SSL Encrypted No Hidden Fees

Mississippi Payday Loan Laws at a Glance

Max Loan Amount $500
Max APR 572%
Max Term 30 days
Rollovers Prohibited
Cooling-Off Period None
Governing Statute Miss. Code § 75-67-501

How to Get a Payday Loan in Mississippi

Getting a payday loan in Mississippi is straightforward. Fill out the form above with your basic information — name, address, income, and bank account details. Our network of Mississippi-licensed lenders reviews your application and presents offers based on your profile.

You compare terms, choose the offer that works best for you, and funds are deposited directly into your bank account — often the same day or next business day.

Requirements for Mississippi Borrowers

  • Must be 18 years or older (resident of Mississippi)
  • Active checking account
  • Regular source of income
  • Valid government-issued ID
  • Not active-duty military

Check Your Rate in Mississippi — No Credit Impact

One simple form. Multiple lender offers. No impact on your credit score.

Check Your Rate Now
256-bit SSL Encrypted Free • No Obligation No Credit Impact

What to Know Before Borrowing in Mississippi

Under Miss. Code § 75-67-501, payday lenders in Mississippi may charge up to the state maximum on qualifying loans. Make sure you understand the total repayment amount before accepting any offer. If you cannot repay on time, contact your lender immediately — Mississippi may require lenders to offer an extended payment plan.

For more information on payday loan regulations across all states, see our Mississippi and other state payday loan laws.

Payday Loans by City in Mississippi

Select your city for local payday loan information, lender options, and Mississippi regulations that apply to your area.

Jackson Gulfport Southaven Hattiesburg Biloxi Meridian Tupelo Olive Branch Greenville Horn Lake

Mississippi Payday Loan FAQ

Are payday loans legal in Mississippi?

Yes. Payday loans are legal in Mississippi under Miss. Code § 75-67-501. Lenders must be licensed by the state banking regulator.

How much can I borrow in Mississippi?

The maximum payday loan amount in Mississippi is $500. Your actual loan amount depends on your income and the lender's assessment.

What is the maximum APR in Mississippi?

The maximum APR for payday loans in Mississippi is approximately 572%. Actual rates vary by lender within this limit.

Can I roll over a payday loan in Mississippi?

Prohibited

Apply Now