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Payday Loans in Alaska — Laws, Limits & Online Lenders

Compare licensed payday lenders in Alaska. One application, multiple offers, no credit impact.

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2 Compare Offers
3 Get Funded

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Alaska Payday Loan Laws at a Glance

Max Loan Amount $500
Max APR 520%
Max Term 14 days
Rollovers Two rollovers allowed
Cooling-Off Period None
Governing Statute Alaska Stat. § 06.50

How to Get a Payday Loan in Alaska

Getting a payday loan in Alaska is straightforward. Fill out the form above with your basic information — name, address, income, and bank account details. Our network of Alaska-licensed lenders reviews your application and presents offers based on your profile.

You compare terms, choose the offer that works best for you, and funds are deposited directly into your bank account — often the same day or next business day.

Requirements for Alaska Borrowers

  • Must be 18 years or older (resident of Alaska)
  • Active checking account
  • Regular source of income
  • Valid government-issued ID
  • Not active-duty military

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What to Know Before Borrowing in Alaska

Under Alaska Stat. § 06.50, payday lenders in Alaska may charge up to the state maximum on qualifying loans. Make sure you understand the total repayment amount before accepting any offer. If you cannot repay on time, contact your lender immediately — Alaska may require lenders to offer an extended payment plan.

For more information on payday loan regulations across all states, see our Alaska and other state payday loan laws.

Payday Loans by City in Alaska

Select your city for local payday loan information, lender options, and Alaska regulations that apply to your area.

Anchorage Fairbanks Juneau Wasilla Sitka

Alaska Payday Loan FAQ

Are payday loans legal in Alaska?

Yes. Payday loans are legal in Alaska under Alaska Stat. § 06.50. Lenders must be licensed by the state banking regulator.

How much can I borrow in Alaska?

The maximum payday loan amount in Alaska is $500. Your actual loan amount depends on your income and the lender's assessment.

What is the maximum APR in Alaska?

The maximum APR for payday loans in Alaska is approximately 520%. Actual rates vary by lender within this limit.

Can I roll over a payday loan in Alaska?

Two rollovers allowed

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